Terms & Conditions

These Terms & Conditions govern the use of the necrothemx.com website operated by the editorial team of Hogar y Finanzas México from Ciudad de México. By accessing the site you accept these terms in their version published on 15 January 2026.

1. Purpose of the site

necrothemx.com is an independent editorial blog whose sole purpose is to publish educational content about housing finance and the real estate market in Mexico. It does not constitute and may not be interpreted as financial advice, a credit offer, an investment recommendation or an intermediation service.

2. No financial intermediation

We are not a regulated financial entity. We do not grant loans, we do not capture funds, we do not manage portfolios and we do not handle our readers' money. Any decision you make based on the content of the site is your sole responsibility and we recommend consulting a financial adviser certified by CONDUSEF before signing any product.

3. Acceptable use

You agree to use the site lawfully, without attempting to attack its security, scrape it massively, send spam through the contact form or impersonate third parties. We reserve the right to block IPs that show abusive behaviour.

4. Intellectual property

All texts, illustrations, layouts and trademarks displayed on the site are protected by the Federal Law on Copyright of Mexico and applicable international treaties. You may quote short excerpts citing necrothemx.com as a source. Any commercial reproduction requires prior written authorisation.

5. External links

The site may include links to external resources (official sources, public statistics, regulators). We have no control over their content and they do not imply endorsement. Accessing them is at your own risk.

6. Liability

The information is provided "as is". We strive to keep figures and references up to date in 2026, but we do not guarantee the absence of errors. We will not be liable for indirect damages, lost profits, financial decisions or losses arising from the use of the content.

7. Modifications

We may modify these terms at any time. Significant changes will be communicated on the home page. The version in force is always the one displayed on this page with its update date.

8. Applicable law

These terms are governed by the laws of the United Mexican States. Any dispute will be subject to the competent courts of Mexico City, with express waiver of any other jurisdiction.